Terms of service
Last Updated: December 1, 2023
Welcome to Valuate! This Terms of Service Agreement ("Agreement") governs your use of Valuate LLC’s (“Valuate”) website and iOS application ("Services"). By accessing or using our Services, you agree to comply with and be bound by this Agreement. If you do not agree with the terms and conditions of this Agreement, please do not use our Services.
1. Acceptance of Terms
By using Valuate's Services, you acknowledge that you have read, understood, and agree to be bound by the terms and conditions of this Agreement.
2. User Accounts
2.1 Registration
To access certain features of our Services, you may be required to create an account. You agree to provide accurate and current information during the registration process.
2.2 Account Security
You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. Notify us immediately of any unauthorized use or security breaches.
3. Use of Services
3.1 Permitted Use
You agree to use Valuate's Services for lawful purposes and in accordance with this Agreement and applicable laws and regulations.
3.2 Prohibited Activities
You shall not engage in any activities that may harm, disrupt, or interfere with the integrity and performance of our Services. Prohibited activities include, but are not limited to, hacking, unauthorized access, and distribution of malicious software.
4. Content
4.1 User-Generated Content
Valuate may allow users to submit content. By submitting content, you grant us a non-exclusive, worldwide, royalty-free, and transferable license to use, modify, and display the content in connection with our Services.
4.2 Copyright Policy
Valuate respects the intellectual property rights of others. If you believe that your work has been copied in a way that constitutes copyright infringement, please contact us.
5. Termination
Valuate reserves the right to terminate or suspend your access to the Services at any time, without notice, for any reason, including if you violate the terms of this Agreement.
6. Modifications
Valuate may update or modify this Agreement at any time. Changes will be effective upon posting the updated Agreement on our website. Your continued use of the Services after such changes constitutes acceptance of the modified Agreement.
7. Disclaimer Regarding Financial Information
7.1 Investment and Business Decisions
Valuate provides publicly available financial information about companies for informational purposes only. The data presented in our Services is not intended to be used as financial or investment advice. Users are solely responsible for their own investment and business decisions.
7.2 No Liability for Decisions
Valuate, its affiliates, and its partners are not responsible for any decisions made by users based on the information provided in our Services. Users should conduct their own research and seek professional advice before making any financial or business decisions.
7.3 Accuracy of Data
While we strive to provide accurate and up-to-date information, Valuate does not guarantee the accuracy, completeness, or reliability of the data presented in our Services. The financial information may be subject to unintentional errors or omissions.
7.4 Independent Verification
Users are encouraged to independently verify the accuracy of the financial information presented in our Services before relying on it for any decision-making. Valuate is not liable for any loss or damage incurred due to inaccuracies in the data.
8. Indemnification
Users agree to indemnify and hold Valuate, its affiliates, and its partners harmless from any claims, losses, or damages arising out of or in connection with the user's use of our Services, including but not limited to reliance on the financial information provided.
9. Governing Law
This Agreement is governed by and construed in accordance with the laws of Illinois.
10. Contact Us
If you have any questions or concerns about this Agreement, please contact us at info@valuate.tech.