Terms of Service

Welcome to Valuate! This Terms of Service Agreement ("Agreement") governs your use of Valuate LLC's ("Valuate") website and iOS application ("Services"). By accessing or using our Services, you agree to comply with and be bound by this Agreement. If you do not agree with the terms and conditions of this Agreement, please do not use our Services.

1. Acceptance of Terms

By using Valuate's Services, you acknowledge that you have read, understood, and agree to be bound by the terms and conditions of this Agreement.

2. User Accounts

1. Registration: To access certain features of our Services, you may be required to create an account. You agree to provide accurate and current information during the registration process.
2. Account Security: You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. Notify us immediately of any unauthorized use or security breaches.

3. Use of Services

1. Permitted Use: You agree to use Valuate's Services for lawful purposes and in accordance with this Agreement and applicable laws and regulations.
2. Prohibited Activities: You shall not engage in any activities that may harm, disrupt, or interfere with the integrity and performance of our Services. Prohibited activities include, but are not limited to, hacking, unauthorized access, and distribution of malicious software.

4. Content

1. User Content: You retain ownership of any content you submit to our Services. By submitting content, you grant Valuate a worldwide, non-exclusive, royalty-free license to use, reproduce, and distribute your content in connection with our Services.
2. Prohibited Content: You agree not to submit content that is illegal, harmful, threatening, abusive, harassing, defamatory, or otherwise objectionable.

5. Intellectual Property

All content, features, and functionality of our Services, including but not limited to text, graphics, logos, and software, are owned by Valuate or its licensors and are protected by intellectual property laws.

6. Termination

We reserve the right to terminate or suspend your access to our Services at any time, without notice, for any reason, including if we believe you have violated this Agreement.

7. Disclaimer Regarding Financial Information

1. Investment and Business Decisions: Valuate provides publicly available financial information about companies for informational purposes only. The data presented in our Services is not intended to be used as financial or investment advice. Users are solely responsible for their own investment and business decisions.
2. No Liability for Decisions: Valuate, its affiliates, and its partners are not responsible for any decisions made by users based on the information provided in our Services. Users should conduct their own research and seek professional advice before making any financial or business decisions.
3. Accuracy of Data: While we strive to provide accurate and up-to-date information, Valuate does not guarantee the accuracy, completeness, or reliability of the data presented in our Services. The financial information may be subject to unintentional errors or omissions.
4. Independent Verification: Users are encouraged to independently verify the accuracy of the financial information presented in our Services before relying on it for any decision-making. Valuate is not liable for any loss or damage incurred due to inaccuracies in the data.

8. Indemnification

Users agree to indemnify and hold Valuate, its affiliates, and its partners harmless from any claims, losses, or damages arising out of or in connection with the user's use of our Services, including but not limited to reliance on the financial information provided.

9. Limitation of Liability

To the maximum extent permitted by law, Valuate shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use our Services.

10. Changes to Terms

We reserve the right to modify these terms at any time. We will notify users of any material changes by posting the updated terms on our website.

11. Contact Information

For questions about these Terms of Service, please contact us at info@valuate.tech.